INFRASTRUCTURE · PILLAR 05 · 9 PROJECTS

Deeptech and digital finance infrastructure

AI, blockchain and IoT as infrastructure: payment rails, CBDC, distributed-ledger market infrastructure, digital-asset governance, data and sensor infrastructure

Deeptech in production: the PAPSS African Currency Marketplace and Solvente, built with Interstellar on the Bantu blockchain, plus maritime dMRV.

  • Product Lead, PAPSS African Currency Marketplace (PACM), launched in Abuja, 2025, with the PRISM rulebook
  • Co-Founder and Head of Governance and Compliance, PayNomad Capital (Canada, Europe, UAE)
  • Data Guardian, Port MRV & IoT data layers, CBDC governance at Interstellar, and Wiley InsurTech & WealthTech books

OUTCOME BREAKDOWN across 9 projects:

1TimeTime saved
2ReachRevenue, users or markets
4ResilienceRisk reduced or recovery
2PeoplePeople trained or served
Engraved 1761 map of the Caribbee Islands, from Puerto Rico down the Leeward and Windward Islands to Trinidad
A new map of the Caribbee Islands, 1761

PILLAR 05 · 5 PROJECTS

Selected projects

PROJECTS (5)CLIENT · DELIVERED THROUGH · YEAR · STATUS
05 · DEEPTECH & DIGITAL FINANCE · ALSO 04 MARITIME & PORTS, 02 SUSTAINABLE FINANCE

Maritime dMRV: digital monitoring, reporting and verification of emissions

ResilienceProductValidated MVP; Phase 1 completeInfrastructure readiness
Problem

Ports and shipping must meet EU ETS and IMO rules, and cannot earn credit for clean investments such as shore power without auditable emissions data.

Designed / Built / Financed

Built the digital system that measures and verifies port and shipping emissions, so Caribbean ports can meet EU and IMO carbon rules and get paid for going green.

Result

US$750,000 Phase 1 · validated MVP

A US$750,000 Phase 1 (Mar–Oct 2025) for the Antigua and Barbuda Port Authority under InGReD: a validated AI-powered maritime MRV system (350+ development hours) with activity-based GHG calculation, Well-to-Wake accounting to IMO MEPC.391(81) and AI forecasting. Also used in the Greenularity cluster.

Facts
Client
ABPA / InGReD and regional
Delivered through
Quintessence Consulting (Q-Genics AI)
Role
Architect and developer (Quintessence Consulting / Q-Genics AI)
Year
2025–
Status
Validated MVP; Phase 1 complete
Screenshot of the Data Guardian product
05 · DEEPTECH & DIGITAL FINANCE · ALSO 06 DIGITAL TRANSFORMATION & AI

Data Guardian

ResilienceProductLiveLive product ↗
Problem

Organisations adopting AI and digital workflows need practical tools to evaluate data protection and governance compliance.

Designed / Built / Financed

Architected and launched the Data Guardian live web application for institutional data protection and AI governance.

Result

Live data-governance web application

Live product deployed by Quintessence Consulting to guide institutional data protection and governance.

Facts
Client
Own product
Delivered through
Quintessence Consulting
Role
Product Architect
Year
Live
Status
Live
Screenshot of the PAPSS African Currency Marketplace website
05 · DEEPTECH & DIGITAL FINANCE · ALSO 06 DIGITAL TRANSFORMATION & AI

PAPSS African Currency Marketplace (Product Lead)

ReachProductLaunchedmarketplace.papss.com ↗ (opens in a new tab)
Problem

Cross-border African trade settlement relied on hard-currency correspondent banking, adding settlement delays and foreign-exchange costs.

Designed / Built / Financed

Led product and the PRISM rulebook governance framework for the PAPSS African Currency Marketplace, an Interstellar build that runs on the Bantu blockchain. Also designed the RAPSS Central Hub risk-intelligence layer.

Result

Launched at the 2025 Afreximbank Annual Meetings in Abuja with the PRISM rulebook framework for cross-border local-currency settlement.

Facts
Client
Interstellar for Afreximbank / PAPSS
Delivered through
Interstellar
Role
Product Lead
Year
Launched 2025
Status
Launched
05 · DEEPTECH & DIGITAL FINANCE · ALSO 06 DIGITAL TRANSFORMATION & AI

Solvente: AI-powered aviation finance and operations platform

TimeProductProduction-ready
Problem

For air-navigation authorities, revenue collection funds airspace safety, yet billing is slow, paper-based and invoices run 30–90 days overdue.

Designed / Built / Financed

Led product for Solvente, an AI and blockchain platform that runs aviation permits, charges and settlement for airlines, operators and aviation authorities, collecting revenue in minutes instead of months.

Result

Production-ready release (Oct 2025)

AI reads flight plans and fills permits and purchase orders; charges are calculated from each authority’s official tariff; instant multi-currency settlement; a three-step blockchain record on the Bantu network. An Interstellar product that runs on Bantu. The same engine can run any regulated, cross-border movement of high-value assets.

Facts
Client
Airlines, operators and aviation authorities (Interstellar product)
Delivered through
Interstellar / Solvente
Role
Product Lead
Year
2024–
Status
Production-ready
05 · DEEPTECH & DIGITAL FINANCE · ALSO 02 SUSTAINABLE FINANCE

Wiley InsurTech and WealthTech books

ReachPublicationDelivered
Problem

Emerging-market perspectives on insurance and wealth-management technology were underrepresented in global fintech literature.

Designed / Built / Financed

Authored peer-selected chapters in The InsurTech Book and The WealthTech Book published by Wiley with FinTech Circle.

Result

2 global Wiley volumes published

2 global reference volumes published by Wiley with FinTech Circle.

Facts
Client
Wiley / FinTech Circle
Delivered through
Direct engagement
Role
Contributing Author
Year
2018 onwards
Status
Delivered

RELATED PROJECTS FROM OTHER PILLARS (4)

Also relevant

RELATED PROJECTS (4)CLIENT · DELIVERED THROUGH · YEAR · STATUS
03 · ENERGY SYSTEMS · ALSO 05 DEEPTECH & DIGITAL FINANCE, 04 MARITIME & PORTS

Caribbean Green Competitiveness Cluster (Greenularity)

ResilienceProgrammeCluster memberInfrastructure readiness
Problem

Caribbean firms, ports and logistics operators must compete on green performance: energy efficiency, smart green ports and logistics, and greenhouse-gas measurement.

Designed / Built / Financed

Technical Lead in the Caribbean Green Competitiveness Cluster (Greenularity), leading architecture, emissions measurement (MRV), finance readiness and training for firms, ports and supply chains.

Result

Leads the MRV and energy-efficiency workstream: digital emissions measurement for ports, cargo and supply chains, with Naxxar Technology as the cargo dMRV partner, plus energy audits and efficiency programmes. Builds on the MACEE energy-efficiency programme (see the CDF Country Assistance Programme).

Facts
Client
CEAL Green Energy Limited (cluster lead)
Delivered through
Quintessence Consulting
Role
Technical Lead (Architecture, MRV, Finance-Readiness and Curriculum); Managing Director, Quintessence Consulting
Year
2026
Status
Cluster member
01 · CAPITAL & RISK · ALSO 05 DEEPTECH & DIGITAL FINANCE

International GRC engagement (4 jurisdictions)

ResilienceAdvisoryDelivered
Problem

Multi-jurisdiction financial services operations faced complex licensing, AML/CFT and operational risk requirements across four countries.

Designed / Built / Financed

Designed and ran the cross-border governance, risk and compliance architecture, policies and board reporting across four jurisdictions.

Result

4 jurisdictions governed

4 jurisdictions (Canada, Portugal, UAE and Ghana) brought under a unified governance, risk and compliance operating system.

Facts
Client
International financial services group
Delivered through
Direct engagement
Role
Lead GRC Consultant and Interim Head of Governance and Compliance
Year
2020–2024
Status
Delivered
08 · READINESS & LEARNING · ALSO 05 DEEPTECH & DIGITAL FINANCE

Valerie Capital DFMI certificates (Middlesex / Informa)

PeopleProgrammeDelivered
Problem

Financial regulators, central banks and executives lacked university-accredited training in digital financial market infrastructure.

Designed / Built / Financed

Designed and led postgraduate certificate programmes in digital financial market infrastructure (DFMI) with Middlesex University and Informa.

Result

University-validated postgraduate certificate programmes in digital financial market infrastructure delivered with Middlesex University and Informa.

Facts
Client
Middlesex University and Informa
Delivered through
Valerie Capital
Role
Founder and Chief Executive
Year
2020 to now
Status
Delivered
07 · DEVELOPMENT COOPERATION · ALSO 05 DEEPTECH & DIGITAL FINANCE

ICO4Impact / BeyondX accelerator

PeopleProgrammeDelivered
Problem

Impact ventures exploring tokenised and alternative digital-finance instruments lacked structured governance and accelerator support.

Designed / Built / Financed

Designed and led the ICO4Impact and BeyondX accelerator programmes connecting impact enterprises with digital-finance structuring.

Result

Alternative-finance impact accelerator

Structured accelerator programme equipping impact ventures to navigate alternative and digital-asset finance.

Facts
Client
BeyondX / ICO4Impact
Delivered through
Direct engagement
Role
Programme Architect
Year
Delivered
Status
Delivered

LIVE PRODUCTS IN THIS PILLAR

Deployed systems

Screenshot of the Data Guardian product
Live governance app
Data Guardian ↗ (opens in a new tab)

Product Architect, Quintessence Consulting

Screenshot of the PAPSS African Currency Marketplace website
Abuja 2025 launch · PRISM rulebook
PAPSS African Currency Marketplace ↗ (opens in a new tab)

Head of Governance and Execution; Product Lead, Interstellar

OTHER PILLARS

Explore the other seven pillars

01

Capital and risk

Transaction advisory, capital and investment readiness, capital allocation, fund formation, and governance, risk and compliance

10 projects

02

Sustainable finance systems

Climate finance, disaster risk finance and insurance, nature and conservation finance, impact measurement

13 projects

03

Energy systems

Energy transition assessment, clean-energy programme design and investment review

8 projects

04

Maritime and port systems

Port transformation, maritime decarbonisation finance, emissions and compliance systems, trade and connectivity

10 projects

06

Digital transformation: products, AI and automation

Digital product development, AI process re-engineering, workflow automation

15 projects

07

International development cooperation

Donor- and DFI-funded programme design, management and delivery

17 projects

08

Readiness, learning and engagement

Institutional, digital and MSME readiness; training and curricula; strategic communications, stakeholder engagement and convening

23 projects

CONTACT · WORK WITH ME

Tell me what’s costing you time or money.

Write to me about structuring a fund or financing mechanism, preparing an infrastructure investment case, or building an AI tool or training programme for your team.

01 · EMAILtonu@qconsultinc.com

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02 · LINKEDINlinkedin.com/in/tvonu ↗ (opens in a new tab)

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